Frequent question: How long does it take to get approved for Discover Student Card?

How long does it take to get approved for the Discover Student Card?

In most cases, after submitting a Discover it Student Cash Back application, there will be a decision within 60 seconds. If a further review of your application is needed, it can take up to 30 days to receive a decision, but you will normally have the decision within 5 to 7 days.

How long does it take to get a student credit card?

As with any credit card, when you apply for a student credit card, you could receive a decision instantly if you apply online, or it could take as long as 10 business days. It usually takes 7-10 business days to receive a card in the mail after approval.

What credit score do you need for Discover IT student?

A 700+ credit score is needed to get most Discover credit cards, but there’s no minimum credit score needed for a few Discover cards. You can get the Discover it® Secured Credit Card with a bad credit score (300+). And college students don’t need a credit score, or any credit ex.

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Does discover approve instantly?

Discover card approval may happen instantly when you apply, or you’ll get a letter and email within a couple of weeks. Your card should arrive 7-10 business days after you’re approved.

How do I know if Discover approved?

You can check your Discover card application status online or by phone: (800) 347-3085. Both methods are available 24/7. You just need to confirm your identity by inputting your Social Security number (SSN) and you’ll find out whether your Discover credit card application is approved, denied or pending.

What is the fastest way to build credit?

8 Ways to Build Credit Fast

  1. Pay bills on time.
  2. Make frequent payments.
  3. Ask for higher credit limits.
  4. Dispute credit report errors.
  5. Become an authorized user.
  6. Use a secured credit card.
  7. Keep credit cards open.
  8. Mix it up.

Should I use my school email for credit card?

edu email address is a must in order to apply. So, you probably can’t get a student credit card if you’re not a student. But there are other good options out there if you want to build credit and you don’t have negative records on your credit report. I’d suggest taking a look at the Capital One Quicksilver One.

How fast do you get a credit card after applying?

Although you may get approved for a credit card almost instantly if you apply online, it can take up to 14 days for the card to arrive in the mail. If you applied for the card by mail or over the phone, approval may take longer.

Why did I get denied for a Discover student card?

Like all credit card companies, Discover looks at more than your credit score when you apply for a card. It could deny your application based on other factors. … Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit.

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Does Discover do a hard inquiry?

Discover. Discover can be either a hard or soft inquiry, depending on if you’re requesting a low or high credit limit increase. They have an online tool that can lead to either result.

Which credit bureau does Discover report to?

The Discover it® Secured Credit Card reports your payments to all three major credit bureaus: TransUnion. Equifax. Experian.

How do you use Discover card before it arrives?

Current Discover cardmembers who need to replace a lost, stolen or damaged card can request overnight shipping to any U.S. street address for free. Once your card arrives (in 4-6 business days), you can activate your card online or via the phone and then you can use your credit card immediately.

What is an instant approval?

Instant approval credit cards, sometimes referred to as guaranteed approval cards, are a convenient way to take the guesswork out of the application process. Instant approval simply means that when a person applies for a credit card online, he or she receives a quick decision, typically within a few minutes.

How often can you apply for a Discover Card?

Cardholders are reportedly limited to one new Discover credit card per year, and no more than two Discover cards at any given time.

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