Best answer: How can I get in touch with student loans?

The myeddebt.ed.gov website helps student loan borrowers, who are in default, to arrange debt payments. There are multiple ways to contact the Default Resolution Group, or you may call 1-800-621-3115.

What can you do if you get scammed with student loans?

What to Do If You’re a Victim of a Student Loan Scam

  1. Signs of a student loan scam. …
  2. Stop paying the student loan debt relief company. …
  3. If you gave your Federal Student Aid ID password to the scammer, change it. …
  4. Notify your student loan servicer. …
  5. Pull your credit reports and consider placing a fraud alert on them.

How can I get help with student loans?

How to Apply

  1. Understand what Student Aid is.
  2. Determine whether you’re a full-time or part-time student.
  3. Find out what you’re eligible for.
  4. Gather information for your application.
  5. Create your Student Aid Account.
  6. Complete your application.
  7. Submit additional forms (if required)
  8. Wait for Student Aid to contact you.

What happens if you never pay student loans?

Failing to pay your student loan within 90 days classifies the debt as delinquent, which means your credit rating will take a hit. After 270 days, the student loan is in default and may then be transferred to a collection agency to recover.

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Is there any student loan forgiveness programs?

Public Service Loan Forgiveness

PSLF forgives the remaining balance on your Direct Loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. Learn more about the PSLF Program to see whether you might qualify.

How many times can you defer student loans?

To defer student loans, you must meet specific eligibility criteria and still have deferment time available in your lifetime limit. You can defer federal student loans only for so long — in most cases, the maximum is three years total.

Do student loans go away after 7 years?

Student loans don’t go away after 7 years. There is no program for loan forgiveness or loan cancellation after 7 years. However, if it’s been more than 7.5 years since you made a payment on your student loan debt and you default, the debt and the missed payments can be removed from your credit report.

Who do I call about student loans?

The myeddebt.ed.gov website helps student loan borrowers, who are in default, to arrange debt payments. There are multiple ways to contact the Default Resolution Group, or you may call 1-800-621-3115.

Can my student loans be forgiven after 10 years?

The Public Service Loan Forgiveness program discharges any remaining debt after 10 years of full-time employment in public service. … Term: The forgiveness occurs after 120 monthly payments made on an eligible Federal Direct Loan. Periods of deferment and forbearance are not counted toward the 120 payments.

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