Is Discover card good for students?

Is it hard to get a Discover student card?

But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So, most Discover cards may be a tough get for the average person, who has a credit score of 680-703.

Is discover a good card for beginners?

The Discover it® Secured Credit Card is the best credit card for beginners. It is a well-rounded secured card that offers many perks and benefits typically found with unsecured cards.

What is the credit limit for Discover Student Card?

The Discover student credit card limit is $500 or more for both the Discover it Student chrome Card and the Discover it Student Cash Back Card. There is no reported maximum Discover student credit card limit, but there are reports of cardholders receiving an initial limit of as much as $3,000.

Is it worth getting a Discover card?

The Discover it® Cash Back features a high cash-back rate in rotating quarterly categories — but you don’t get those rewards automatically, activation is required and spending caps apply. Even so, for people who prefer cash back and don’t mind putting in a little work, this $0-annual-fee card is well worth it.

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Is Discover checking worth it?

Overall bank rating

Discover Bank® checking lets you earn cash back when you make qualifying debit card purchases each month, and it provides free access to a broad ATM network. … Best for: Customers who value competitive rates, checking perks and ATM access over branches, and might overdraft from time to time.

Do most places take Discover?

Discover is Accepted Nationwide By 99 Percent of the Places That Take Credit Cards. … But, with an acceptance rate of more than 99 percent at merchants that accept credit cards, it’s likely that Discover is accepted at your retailer of choice.

What is the highest credit limit for Discover?

You’ll get at least a $5,000 credit limit with this card, and some people report a high limit of $100,000. This card requires good credit and the annual fee is $95. This card’s minimum credit line is $1,000.

Does Discover automatically increase credit limit?

Discover may automatically increase your credit limit depending on your account history and creditworthiness. If you consistently make on-time payments on your Discover card account, for example, you might be more likely to receive an automatic credit limit increase than someone who regularly misses payments.

Why did I get denied for a Discover student card?

Like all credit card companies, Discover looks at more than your credit score when you apply for a card. It could deny your application based on other factors. … Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit.

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Why is Discover not accepted?

Why isn’t Discover as widely accepted as Visa or Mastercard? … There’s about one-seventh the number of Discover cards as Visa cards, so merchants may not have as much of an incentive to accept them. Discover sometimes charges merchants more for card acceptance than either Visa or Mastercard.

Does Amazon take Discover?

Amazon Pay accepts credit and debit cards. Credit cards currently accepted include Visa, Mastercard, Discover, American Express, Diners Club, and JCB. The Amazon.com store card is available for use with selected merchants.

Is Discover accepted at Walmart?

We accept:

Visa, MasterCard, Discover, and American Express debit and credit cards. Walmart Credit Cards. EBT Cards.

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